JIMOH, I.; ABDULRAUF, L. A.-O.; QUADRI, Y. Institutional Factors and Loan Repayment Culture among SMEs Credit Takers of Microfinance Banks in Kwara State, Nigeria. UMYU Journal of Accounting and Finance Research , [S. l.], v. 8, n. 1, p. 294–296, 2025. DOI: 10.61143/umyu-jafr.8(1)2025.019. Disponível em: https://accountingjournal.umyu.edu.ng/index.php/ujafr/article/view/162. Acesso em: 17 aug. 2025.